How to find an occupational therapist
An occupational therapist (OT) can watch how you get around your home, then suggest equipment or changes that help with things like bathing, dressing and getting in and out of bed. Here's how to find one.
1. Ask your doctor for a referral
Start with your doctor. Medicare Part B covers medically necessary outpatient occupational therapy when a doctor or other provider certifies you need it. After the Part B deductible, you pay 20% of the Medicare-approved amount (Medicare.gov). If you have a Medicare Advantage plan or other insurance, ask your plan what it covers and whether you need a referral.
2. Search your plan's provider directory
If you have a Medicare Advantage plan, Medicaid or other health insurance, your plan's provider directory lists the therapists in its network. You can find it on your plan's website, or call your plan and ask for one (Medicare.gov). Look for occupational therapy, then call to check the therapist is taking new patients.
3. If it's hard to leave home, ask about home health
Medicare can cover occupational therapy at home from a Medicare-certified home health agency, if you're homebound and your doctor orders it, along with other conditions (Medicare.gov). You can compare home health agencies near you on Medicare Care Compare.
4. Ask for local help
Call or text the Eldercare Locator at 1-800-677-1116. It's the federal service that connects older adults and their families to local services.
5. For home changes, a CAPS professional can help too
For bigger changes like grab bars, ramps or wider doorways, look for a Certified Aging-in-Place Specialist (CAPS). You can search by location in the National Association of Home Builders' directory.
Questions to ask an OT
- Do you come to the home?
- Do you take Medicare or my insurance? Do I need a referral?
- Do you work with older adults and home safety?
- Can you tell me which measurements to take before I buy equipment?
Then measure your tub, toilet, bed and doorways, and see if you can borrow before you buy.